WE PROTECT YOUR PERSONAL INFORMATION

Your privacy is important to us. This Privacy Notice describes the information we collect and how we use that information. Our Privacy Notice is applicable if you have ever submitted personal information to us. This Privacy Notice is effective as of March 1, 2013.

 

PROTECTING THE PRIVACY OF PERSONAL INFORMATION

We are committed to protecting your privacy and to implementing technology that gives you a secure online experience. We maintain physical, electronic and procedural safeguards to transmit and store information about you. For instance, we may use computer virus protection software, and firewalls for data transmission. We routinely evaluate security technology and techniques to protect your information.

 

INFORMATION WE COLLECT ABOUT YOU

We collect “non-public personal information” about you from several sources:

 

 

  • Information you provide to us, such as through online forms, registration forms, surveys and other entries, which may include information such as your name, address, drivers license number or other government-issued identification number, Social Security number, and e-mail address;

 

 

  • Information about your transactions with us, our vendors or others, such as payment history and loan balances;

 

 

  • Information we receive from third parties, such as other lenders, regarding creditworthiness and credit history;

 

 

  • Information from consumer reporting agencies, such as information contained in your consumer report.

 

 

HOW WE USE INFORMATION WE COLLECT

The information we collect about you is primarily used to connect you with our vendors and contact you regarding administrative notices, Web site updates, upcoming events, or products and services offered by our vendors. We also may use your information to resolve disputes, troubleshoot problems, enforce our agreements with you, including but not limited to our Website Terms and Conditions, as well as for direct marketing purposes.

 

PARTIES TO WHOM WE DISCLOSE INFORMATION ABOUT USERS OF THIS WEB SITE

Service Providers or Joint Marketers We may disclose all of the information we collect, as described above, to companies that perform services on our behalf, including those who assist us in processing transactions, preparing and mailing statements (if applicable), and responding to user inquiries. In addition, we may disclose that information to service providers that perform marketing services for us and to financial institutions outside our corporate family with whom we have joint marketing agreements. We further reserve the right to share, rent, sell, or otherwise disclose the information we collect with affiliates and third parties for direct marketing purposes.

 

Vendors We may disclose all of the information we collect, as described above, to our vendors for purposes of providing you with information about products and services. Our vendors include financial services providers such as and title loan companies.

 

Non-Affiliated Third Parties We may disclose all of the information we collect, as described above, to third parties outside our corporate family. These non-affiliated third parties may include financial services providers (such as banks or other lenders), non-financial companies (such as publishers, retailers and direct marketers), and others. We may also disclose information about you to non-affiliated third parties as permitted by law, such as to comply with a subpoena, respond to inquiries from government authorities or defend legal actions.

 

OPTING OUT OF SHARING WITH NON-AFFILIATED THIRD PARTIES

If you would like to limit our disclosure of nonpublic personal information about you to Non-Affiliated Third Parties as described in this Notice (other than disclosures to Non-Affiliated Third Parties permitted by law), please contact Customer Service.

 

YOUR CHOICES

You may express a preference for receiving telephone and e-mail contacts from us. Specifically, we may send you e-mails or call you regarding our service from time to time. If you do not wish to receive these e-mails or phone calls, you may contact Customer Service. to change your contact preferences. If you elect to opt out of receiving contacts by telephone or e-mail, you will not receive updates on new product information or special offers.

 

ACCURACY OF YOUR PERSONAL INFORMATION

We have established procedures to help ensure that your personal information is accurate, current and complete, in keeping with reasonable industry standards. We continually strive to maintain complete and accurate information about you. Should you ever believe that our records contain inaccurate or incomplete information about you, please notify us. We will investigate your concerns and correct any information we determine to be inaccurate.

 

CHANGES TO THIS PRIVACY NOTICE

Because circumstances and technologies change, we reserve the right to change this Privacy Notice at any time by notifying you of the existence and location of the new or revised Privacy Notice or by posting the changes online at our Web site.

 

ADDITIONAL SECURITY PRECAUTIONS

You also have a significant role in protecting your information. Do not share your personal information with others. If you use this Web site, you are responsible for maintaining the confidentiality of your information.

 

“COOKIE” POLICY

To help ensure we are publishing content users need and want we collect aggregated site visitation statistics using cookies. We do not track individuals’ use of the Web site. When someone visits the Web site, a cookie is placed on the visitor’s machine (if the visitor accepts cookies). If you choose not to have your browser accept cookies from our Web site, you will not be able to subscribe to the service offerings on the Web site.

 

WHO DO YOU CONTACT WITH QUESTIONS?

If you have any questions about this Privacy Notice or the practices of this Web site, please contact us.

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APR AND NON-PAYMENT POLICY

Title Loan APR Ranges From 36% to 360%

The interest rates on these products are high. You should consider whether there are other lower cost options available to you.

If you miss a payment, and/or make a late payment, your car can be repossessed. Interest and fees accrue through the date of repossession. The lender does not renew loans after a default pursuant to the terms of your agreement. The lender does not report to credit reporting agencies. Please visit our comprehensive Rates & Terms.

Our licensed vendors are committed to providing you with the competitive rates and terms. Please talk to a representative for further details.

Payday Loan APR Ranges

Loan Amount $100
Loan Fee* $15.00
Term 14 Days
APR 391.07%
Loan Amount $500
Loan Fee* $75.00
Term 14 Days
APR 391.07%
Loan Amount $100
Loan Fee* $17.50
Term 14 Days
APR 456.25%
Loan Amount $500
Loan Fee* $87.50
Term 14 Days
APR 456.25%
Loan Amount $100
Loan Fee* $20.00
Term 14 Days
APR 521.43%
Loan Amount $500
Loan Fee* $100.00
Term 14 Days
APR 521.43%

APR Rates Range from 20% to 1095%

If you do not pay your loan in full on the due date, your check may be presented for payment or, if applicable, funds may be deducted by electronic transfer from your bank account if you executed the optional electronic fund transfer authorization on your loan agreement. Renewals and extensions are governed by applicable State regulations and are not permitted in all States. In those States in which renewals or extensions are permitted, you must pay the outstanding loan fee and execute a new loan agreement in order to renew or extend. In some States, a principal reduction payment in addition to payment of any outstanding loan fee may be required. On typical payday loans, the fees you must pay to renew or extend a loan agreement are equal to the loan fees disclosed above. Read your loan agreement for exact terms and conditions.

APR Rates vary depending on the state in which the payday loan is issued. Late or missed payments may incur additional feeds and/or penalties. Please make sure that you read the terms and conditions of your payday loan agreement carefully.

Connect.cash is not a lender and does not engage in debt collection practices. Your licensed payday loan vendor will provide you with the collection practices in your payday loan documents. For full details of the collection practices, please speak with the issuing licensed payday loan vendor. It is the policy of Connect.cash to work only with licensed payday loan vendors whose debt collection practices are within the bounds of the Fair Debt Collection Practices Act by the Federal Trade Commission.

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